About Us
First and foremost, we are NOT a Finance Company. We do not give advice nor do we offer investments or insurance. We are a Private Club with Private Members assisting people in need of short term assistance to their next pay day or within 7 days, whichever comes first. We charge a Marketing FEE of 50% of any grant amount. This is generally very small due to the small amount members can request, being up to 50 Dollars. If you are unable to repay the grant we suggest not to request. The Marketing FEE the company receives covers expenses and the rest goes back out into the community to assist further families in need.
We saw a need to introduce a new style of marketing business. A payday advance grant process that could assist people in need and that could be paid in full on the next payday even with our small marketing FEE. If you are unable to repay the grant we suggest not to request. The Marketing FEE the company receives covers expenses and the rest goes back out into the community to assist further families in need. A simple, straight forward approach to meeting a need in the community. No credit checks, no initial security needed because grants are less than 50 Dollars, between the hours of 10am to 4pm, Monday to Friday. A simple process that requires proof of address by tenancy agreement and utility bills, proof of income by wage slips or Certificate of Earnings, a current monthly bank statement and 2 forms of personal photo identification on registration. Once registered, if payment history is perfect, requester's can return time and time again to request more. Funds may increase to a maximum of 200 Dollars or 25% of weekly income when payments are met and this will depend on the nett income shown in your bank account or wage slips and the Grant Officer assessing your application. CCNZ supports anyone who earns a regular income. We are currently in search of people aspiring to be in business to increase our pool of Private Grantor's. Join our Club today, it's FREE.
Some Important Information About Our Grants
CCNZ offers a short term weekly grant product. We grant according to our responsible Granting policy, however before taking a grant from us, you should consider whether the grant is necessary, and whether you have other, cheaper alternatives. We are not a FINANCE COMPANY and we are not registered as a Financial Service Provider, nor are we financial advisor's and cannot give you advice based on your personal situation.
Marketing FEE: We do not charge interest or admin costs like most other Lenders. We charge a marketing FEE that is normally 50% of the amount you request. If you are unable to repay the grant we suggest not to request. The FEE the company receives covers expenses and the rest goes back out into the community to assist further families in need.
Renewal Policy: CCNZ grants do not renew - after your grant is fully repaid and you can reapply if you choose. However, if you dishonor your repayment the balance and any penalties (if applicable) may have an arrangement made for time payment or "Sweat Equity" to work your debt off.
Implications of non-payment: If you can't repay your loan on time, please contact us immediately. We work with requester's to make sure their costs are minimized and repayments are affordable. The first time a requester is in dishonor of their repayment, they can no longer borrow again until their full balance has been paid. It is important that payments are made on time so this does not happen. We urge any requester's who have doubts about their ability to repay the grant to not apply. If you can supply proof of financial hardship through a registered budget adviser, we can arrange time payment or "SWEAT EQUITY" to work to repay your outstanding balances.
Recovery practices: If we are unable to receive payment from you for an extended period of time, our internal recovery process will be initiated and we may refer your account to a debt collection agency and post a default notice with credit agencies.
Potential impact on credit score: Failure to repay your grant may impact your credit score and will affect your ability to request in the future. If your payment is overdue, you cannot request again until all outstanding balances are up to date. This will include any penalties. We urge any requester's who have doubts about their ability to repay the grant to not apply. Please note that it is a privilege to be a member of our Club. It is our Members FEE that supports the Community at large.
Security: All grants are secured by acceptance of and grant. Grants over 50 Dollars will require security of personally owned property that may require us to register an interest on the (PPSR) Personal Properties Security Register with a promissory note.
We saw a need to introduce a new style of marketing business. A payday advance grant process that could assist people in need and that could be paid in full on the next payday even with our small marketing FEE. If you are unable to repay the grant we suggest not to request. The Marketing FEE the company receives covers expenses and the rest goes back out into the community to assist further families in need. A simple, straight forward approach to meeting a need in the community. No credit checks, no initial security needed because grants are less than 50 Dollars, between the hours of 10am to 4pm, Monday to Friday. A simple process that requires proof of address by tenancy agreement and utility bills, proof of income by wage slips or Certificate of Earnings, a current monthly bank statement and 2 forms of personal photo identification on registration. Once registered, if payment history is perfect, requester's can return time and time again to request more. Funds may increase to a maximum of 200 Dollars or 25% of weekly income when payments are met and this will depend on the nett income shown in your bank account or wage slips and the Grant Officer assessing your application. CCNZ supports anyone who earns a regular income. We are currently in search of people aspiring to be in business to increase our pool of Private Grantor's. Join our Club today, it's FREE.
Some Important Information About Our Grants
CCNZ offers a short term weekly grant product. We grant according to our responsible Granting policy, however before taking a grant from us, you should consider whether the grant is necessary, and whether you have other, cheaper alternatives. We are not a FINANCE COMPANY and we are not registered as a Financial Service Provider, nor are we financial advisor's and cannot give you advice based on your personal situation.
Marketing FEE: We do not charge interest or admin costs like most other Lenders. We charge a marketing FEE that is normally 50% of the amount you request. If you are unable to repay the grant we suggest not to request. The FEE the company receives covers expenses and the rest goes back out into the community to assist further families in need.
Renewal Policy: CCNZ grants do not renew - after your grant is fully repaid and you can reapply if you choose. However, if you dishonor your repayment the balance and any penalties (if applicable) may have an arrangement made for time payment or "Sweat Equity" to work your debt off.
Implications of non-payment: If you can't repay your loan on time, please contact us immediately. We work with requester's to make sure their costs are minimized and repayments are affordable. The first time a requester is in dishonor of their repayment, they can no longer borrow again until their full balance has been paid. It is important that payments are made on time so this does not happen. We urge any requester's who have doubts about their ability to repay the grant to not apply. If you can supply proof of financial hardship through a registered budget adviser, we can arrange time payment or "SWEAT EQUITY" to work to repay your outstanding balances.
Recovery practices: If we are unable to receive payment from you for an extended period of time, our internal recovery process will be initiated and we may refer your account to a debt collection agency and post a default notice with credit agencies.
Potential impact on credit score: Failure to repay your grant may impact your credit score and will affect your ability to request in the future. If your payment is overdue, you cannot request again until all outstanding balances are up to date. This will include any penalties. We urge any requester's who have doubts about their ability to repay the grant to not apply. Please note that it is a privilege to be a member of our Club. It is our Members FEE that supports the Community at large.
Security: All grants are secured by acceptance of and grant. Grants over 50 Dollars will require security of personally owned property that may require us to register an interest on the (PPSR) Personal Properties Security Register with a promissory note.