Disclaimers
By applying for a CCNZ Grant, you are giving your consent to the use and disclosure of your personal information as part of assessing your application and then establishing and administering your account for the primary purpose and for related purposes including:
The Grantor may also disclose your credit information and personal information for those purposes to the following organisations (“Disclosure Parties”):
In assessing an application for Credit, not all members will qualify in accordance with our granting policy (refer Responsible Granting Policy above). We take special care to make sure a member can afford to make the repayments on time, we are reliant on the accuracy of the information a member provides to us and we cannot guarantee that your personal and financial circumstances may change in the future.
The amount of Credit available to individual members is based on a member’s own personal circumstances, income and past grant payment history, NOT all members will qualify for the maximum Credit amount. First time members may only qualify for Credit up to 50 Dollars and this may vary based on individual circumstances.
We endeavor to process new member applications within 60 minutes during business hours Monday to Friday 9am to 4pm, this time period is subject on the Member providing all the required documentation to make an informed Grant decision.
60 minutes Grant payments are subject to Credit being approved and can only be done between 10am to 4pm Monday to Friday. Grant payments outside these hours will be processed overnight, excluding weekends or public holidays.
I/We by applying authorize CCNZ to do the above in accordance with the Privacy Act 1993. Further, I/We acknowledge that by applying I/we agree that this authority is a continuing authority that has effect before, during and after the provision of any credit.
Ownership Disclaimer
Community Club NZ or otherwise herein known as CCNZ, (the "Company" or "we") owns and maintains this site. You are hereby granted a limited, non-exclusive license to view the materials on this site, to download one copy of the materials on any single computer and to print a reasonable number of copies of the materials, solely for your personal, non-commercial use. You may not remove any copyright, trademark or other proprietary notices from any copies of the site that you make. Nothing at this site shall be construed as granting, by implication, estoppel or otherwise, any license or right to use any image, trademark, logo or service mark at the site. No act of downloading or otherwise copying from this site will transfer title to any software or material at this site to you. You may not decompile, reverse engineer, disassemble, or otherwise reduce any computer files obtained from the site to a human-perceivable form. The Company reserves all rights with respect to copyright and trademark ownership of all material at this site. Except as specifically provided in these Terms of Use, you may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or other materials on, or services obtained from, this site.
Transactions Disclaimer
Certain products or services may be offered for sale on the Sites. In the event you wish to purchase or to subscribe for any of these products or services, you will be asked by the Company or an authorized third party to supply certain information, including without limitation, your full name, address, telephone number and credit card information. You agree to provide the Company or such third party with the foregoing information as well as any other mandatory information that is accurate, complete and current, and to comply with the terms and conditions of any agreement that you may enter into governing your purchase of the product or service. You shall be responsible for all charges incurred through your account as well as for paying any applicable taxes and if applicable exchange rates.
Copyright Policy
The Digital Millennium Copyright Act of 1998 (the "DMCA") provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under the NZ/US copyright law. If you believe in good faith that materials hosted by this site infringe your copyright, you or your agent may send to the Company a notice requesting that the material be removed or access to it be blocked. Any notification by a copyright owner or a person authorized to act on its behalf that fails to comply with requirements of the DMCA shall not be considered sufficient notice and shall not be deemed to confer upon the Company actual knowledge of facts or circumstances from which infringing material or acts are evident. If you believe in good faith that a notice of copyright infringement has been wrongly filed against you, the DMCA permits you to send to the Company a counter-notice. All notices and counter notices must meet the then current statutory requirements imposed by the DMCA; see http://www.loc.gov/copyright for details. The Company’s Copyright Agent for notice of claims of copyright infringement or counter notices can be reached at communityclubnz@gmail.com
We suggest that you consult your legal advisor before filing a notice or counter-notice. Also, be aware that there can be penalties for false claims under the DMCA.
Technical Disclaimer/No Warranty
The materials at this site are provided "as is" without warranty of any kind, either express or implied, to the fullest extent permissible pursuant to applicable law. Your use and browsing of this site is at your own risk. The Company further assumes no responsibility for, and makes no warranties that this site will be uninterrupted or error-free, that defects will be corrected, or that the site or the server that makes it available will be free of viruses or other harmful components. The Company shall not be liable for any damages to, viruses that may infect, or services, repairs or corrections that must be performed, on your computer or other property on account of your accessing or use of this site. Please note that some jurisdictions do not allow the exclusion of implied warranties, so some or all of the above exclusions may not apply to you.
Limitation of Liability
Under no circumstances, including, but not limited to, negligence, shall the Company be liable for any special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if the Company has been advised of the possibility of such damages. In no event shall the Company have any liability to you for damages, losses and causes of action (whether in contract, tort (including, but not limited to, negligence), or otherwise) for accessing this site.
Legal Disclaimer
This website may only be used for lawful purposes and may not be used in any way to harm another person. You may not use the website in violation of CCNZ compliance regulations.
You may not false advertise, make inappropriate claims, provide obscenity, or create spam using this website in any way. Spam includes 1) sending unsolicited e-mail messages or web addresses to online users, 2) posting messages that contain this website address in newsgroups that are unrelated to our products and services 3) creating false advertising.
You may not gain any illegal or unauthorized access to information or other computers or networks from this site. You may not assist or permit any person to engage in any named violations.
By applying for a CCNZ Grant, you are giving your consent to the use and disclosure of your personal information as part of assessing your application and then establishing and administering your account for the primary purpose and for related purposes including:
- consideration of any other application made by you to CCNZ for financial products or services
- member relations including management of our relationship with you and market or member satisfaction research and product development
- compliance with legislative and regulatory requirements (including without limitation the Anti-Money Laundering and Counter-Terrorism Financing Act 2006)
- compliance with payment systems requirements
- our internal operations including record keeping, risk management, securitization, credit scoring and portfolio analysis and
- arrangements with other organisations to provide services in relation to our products and services
The Grantor may also disclose your credit information and personal information for those purposes to the following organisations (“Disclosure Parties”):
- credit reporting agencies
- its service providers and alliance partners
- its agents, contractors and external advisers
- your referees, including your employer
- your legal and financial advisers
- Government and other regulatory bodies, law enforcement bodies and courts external complaint resolution bodies e.g. Credit Ombudsman Service Limited (COSL).
- rating agencies
- payment system operators and
- Other financial institutions and lenders and brokers.
In assessing an application for Credit, not all members will qualify in accordance with our granting policy (refer Responsible Granting Policy above). We take special care to make sure a member can afford to make the repayments on time, we are reliant on the accuracy of the information a member provides to us and we cannot guarantee that your personal and financial circumstances may change in the future.
The amount of Credit available to individual members is based on a member’s own personal circumstances, income and past grant payment history, NOT all members will qualify for the maximum Credit amount. First time members may only qualify for Credit up to 50 Dollars and this may vary based on individual circumstances.
We endeavor to process new member applications within 60 minutes during business hours Monday to Friday 9am to 4pm, this time period is subject on the Member providing all the required documentation to make an informed Grant decision.
60 minutes Grant payments are subject to Credit being approved and can only be done between 10am to 4pm Monday to Friday. Grant payments outside these hours will be processed overnight, excluding weekends or public holidays.
I/We by applying authorize CCNZ to do the above in accordance with the Privacy Act 1993. Further, I/We acknowledge that by applying I/we agree that this authority is a continuing authority that has effect before, during and after the provision of any credit.
Ownership Disclaimer
Community Club NZ or otherwise herein known as CCNZ, (the "Company" or "we") owns and maintains this site. You are hereby granted a limited, non-exclusive license to view the materials on this site, to download one copy of the materials on any single computer and to print a reasonable number of copies of the materials, solely for your personal, non-commercial use. You may not remove any copyright, trademark or other proprietary notices from any copies of the site that you make. Nothing at this site shall be construed as granting, by implication, estoppel or otherwise, any license or right to use any image, trademark, logo or service mark at the site. No act of downloading or otherwise copying from this site will transfer title to any software or material at this site to you. You may not decompile, reverse engineer, disassemble, or otherwise reduce any computer files obtained from the site to a human-perceivable form. The Company reserves all rights with respect to copyright and trademark ownership of all material at this site. Except as specifically provided in these Terms of Use, you may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or other materials on, or services obtained from, this site.
Transactions Disclaimer
Certain products or services may be offered for sale on the Sites. In the event you wish to purchase or to subscribe for any of these products or services, you will be asked by the Company or an authorized third party to supply certain information, including without limitation, your full name, address, telephone number and credit card information. You agree to provide the Company or such third party with the foregoing information as well as any other mandatory information that is accurate, complete and current, and to comply with the terms and conditions of any agreement that you may enter into governing your purchase of the product or service. You shall be responsible for all charges incurred through your account as well as for paying any applicable taxes and if applicable exchange rates.
Copyright Policy
The Digital Millennium Copyright Act of 1998 (the "DMCA") provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under the NZ/US copyright law. If you believe in good faith that materials hosted by this site infringe your copyright, you or your agent may send to the Company a notice requesting that the material be removed or access to it be blocked. Any notification by a copyright owner or a person authorized to act on its behalf that fails to comply with requirements of the DMCA shall not be considered sufficient notice and shall not be deemed to confer upon the Company actual knowledge of facts or circumstances from which infringing material or acts are evident. If you believe in good faith that a notice of copyright infringement has been wrongly filed against you, the DMCA permits you to send to the Company a counter-notice. All notices and counter notices must meet the then current statutory requirements imposed by the DMCA; see http://www.loc.gov/copyright for details. The Company’s Copyright Agent for notice of claims of copyright infringement or counter notices can be reached at communityclubnz@gmail.com
We suggest that you consult your legal advisor before filing a notice or counter-notice. Also, be aware that there can be penalties for false claims under the DMCA.
Technical Disclaimer/No Warranty
The materials at this site are provided "as is" without warranty of any kind, either express or implied, to the fullest extent permissible pursuant to applicable law. Your use and browsing of this site is at your own risk. The Company further assumes no responsibility for, and makes no warranties that this site will be uninterrupted or error-free, that defects will be corrected, or that the site or the server that makes it available will be free of viruses or other harmful components. The Company shall not be liable for any damages to, viruses that may infect, or services, repairs or corrections that must be performed, on your computer or other property on account of your accessing or use of this site. Please note that some jurisdictions do not allow the exclusion of implied warranties, so some or all of the above exclusions may not apply to you.
Limitation of Liability
Under no circumstances, including, but not limited to, negligence, shall the Company be liable for any special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if the Company has been advised of the possibility of such damages. In no event shall the Company have any liability to you for damages, losses and causes of action (whether in contract, tort (including, but not limited to, negligence), or otherwise) for accessing this site.
Legal Disclaimer
This website may only be used for lawful purposes and may not be used in any way to harm another person. You may not use the website in violation of CCNZ compliance regulations.
You may not false advertise, make inappropriate claims, provide obscenity, or create spam using this website in any way. Spam includes 1) sending unsolicited e-mail messages or web addresses to online users, 2) posting messages that contain this website address in newsgroups that are unrelated to our products and services 3) creating false advertising.
You may not gain any illegal or unauthorized access to information or other computers or networks from this site. You may not assist or permit any person to engage in any named violations.
